Mortgage Interest Rates 2025. Lower inflation levels are welcome news for future homeowners frustrated with today's mortgage rates. 2024 has been an eventful year, with the bank of england lowering interest rates for the first time since 2020 and some mortgage rates dipping below 4%, too.

Most experts predict that mortgage rates will fall steadily in 2025, and forecasts from both the mortgage bankers association (mba) and. Lower inflation levels are welcome news for future homeowners frustrated with today’s mortgage rates.